| First Time
Homebuyers Program (FTHB)
Catholic Charities of Chemung County
in partnership with the City of Elmira, NY offer qualifying
applicants their chance at living the American dream
– Home Ownership! Buying a home for the first
time can be an intimidating experience. There are financial
and legal steps which often appear to be insurmountable
hurdles. In addition to financial support this program
offers on-going support to help make the process less
overwhelming for the first time homebuyer. In January
2005 Catholic Charities of Chemung County and The City
of Elmira celebrated a significant milestone…325th
First Time Homebuyer closing in the community. The program
is in its 11th year.
Catholic Charities First Time Homebuyer
program strives to achieve a variety
of goals to include:
- Providing safe, decent, and affordable
housing in Elmira
- Stimulating interest in neighborhood
preservation
- Increasing the rate of owner-occupied
homes in Elmira
- Assisting credit worthy low/moderate
income first time buyers
The number one goal of the First Time
Homebuyers program is home ownership for individuals
and families who otherwise would not experience the
feelings of pride, satisfaction and achievement that
comes with owning your home. Through the City of Elmira
HOME and CDBG funds are available for qualifying applicants
to receive a $13,000 grant for down payment and closing
cost. The program is supported by professional staff
and includes the support network of a Homeowner Association
and provides Mortgage Foreclosure Prevention Services.
First Time Homebuyers Program
Contact Person: Jane Galvin
607-734-9784 ext: 132
Contact Jane Galvin
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